Seeking Refuge from Difficult Debt

It was narrated that Anas bin Malik said:

"The Prophet ﷺ used to say: 'Allahumma inni a'udhu bika minal-hammi wal hazani, wal-kasali, wal-bukhli, wal-jubni, wa dala'id-dain, wa ghalabatir-rijal (O Allah, I seek refuge with You from worry, grief, laziness, miserliness, cowardice, difficult debt and being overpowered by men.)'"

أَخْبَرَنَا أَحْمَدُ بْنُ حَرْبٍ، قَالَ حَدَّثَنَا الْقَاسِمُ، وَهُوَ ابْنُ يَزِيدَ الْجَرْمِيُّ عَنْ عَبْدِ الْعَزِيزِ، أَخْبَرَنِي عَمْرُو بْنُ أَبِي عَمْرٍو، عَنْ أَنَسِ بْنِ مَالِكٍ، قَالَ كَانَ النَّبِيُّ ﷺ يَقُولُ " اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَالْكَسَلِ وَالْبُخْلِ وَالْجُبْنِ وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ " .